As a rookie, most folks do not realize that PSP Album, PSP Studio and PSP 8 thru XI resources generally work together. There are exceptions, but generally frames are not among those exceptions in the versions mentioned. Various versions also come with edges/photo edges and mats/mattes which can really add to the overall look.
Jasc/Corel official free sources:
newsletter (1 frame + one tube every month, visit archive and pull installer files from each monthly newsletter yourself. I do this and change the install path to a newsletter folder I created in "My Documents". otherwise get lost after a reinstall.)
Creative downloads: older newsletters and older components
PSP8 components: tube converter can be handy
http://www.jasc.com/support/customercar ... onents.asp
PSP Studio components: see PSP9 components.
PSP9 components: you'll want the shapes and help files too.
3rd party free sources:
PSPlinks.com [no longer updated, dead links, but still very helpful]
from the PSPlinks listings:
Joe Cilinceon's Frames: http://www.justkiss.com/gallery/nightingail/picframes1.htm
PSP Art Resources: http://www.digitalartresources.com/Frames/page1.htm
Agent X: frames for 9,X, XI
How to matte your image:
List of tutorials to make your own frames: