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Can any one please advise me on how to make Gizmo's CD_Utilities action work in photoshop 5.5 ?
Upon attempting to load the action I am told it is not compaditable with my version of photoshop.

I suspect that Gizmo's action were created with Photoshop 6 or higher. That's why you can't use them in a previous version of Photoshop.

You can only contact the author and ask him to recreate the actions in an earlier Photoshop version.